Driving legally in California requires proof of financial responsibility, and for many, the California Low Cost Automobile (CLCA) Insurance Program offers a solution. Established in 1999, this state program is specifically designed to provide income-eligible individuals with Affordable Car insurance options, ensuring they meet California’s legal requirements.
Many drivers who qualify for low-income assistance remain uninsured simply because standard car insurance costs are too high. The CLCA program bridges this gap by offering liability coverage at rates that are more accessible. This not only protects the policyholder but also safeguards other drivers and families on the road.
Recent updates, such as Senate Bill 1273 passed in 2014 and effective January 1, 2015, have expanded the program’s reach. Drivers with less than three years of continuous driving experience are now eligible, and the maximum vehicle value has increased to $25,000. These changes make affordable car insurance available to even more Californians.
For detailed information about the CLCA program and to check your eligibility, please visit www.mylowcostauto.com or call 1-866-602-8861 to find a certified agent in your area. Insurance agents and brokers can find further resources at the Automobile Insurance Plan Service Office (AIPSO) website: www.aipso.com/PlanSites/CaliforniaLowCost.aspx.
The California Department of Insurance, in partnership with the California Automobile Assigned Risk Plan (CAARP), administers the CLCA program. For community outreach and speaking engagements, or if you have any questions, the Community Relations and Outreach Branch (CROB) can be reached at (877) 401-9550 or via email at [email protected].
