The 2024 Dacia Duster is capturing attention for its robust design and value. If you’re considering getting behind the wheel of this popular SUV, understanding the available finance options is key. Let’s explore a typical Personal Contract Purchase (PCP) finance example to see how you could make a 2024 Dacia Duster yours.
Exploring PCP Finance for the 2024 Dacia Duster
Personal Contract Purchase (PCP) is a popular way to finance a new car, and it can be an attractive route to owning a 2024 Dacia Duster. Here’s an example of what a PCP deal might look like, based on representative offers:
- Customer Deposit: A deposit is usually required at the start of the agreement. For example, you might put down £3,800.
- Monthly Payments: You’ll make fixed monthly payments over an agreed term. These payments could be around £128 per month for a 24-month contract.
- Optional Final Payment (Balloon Payment): At the end of the agreement, you have the option to purchase the car outright by paying a final, larger sum. This could be in the region of £9,100.
- Representative APR: The Annual Percentage Rate (APR) is the overall cost of borrowing, including interest. A representative APR might be 4.9% Representative.
- Mileage Allowance: PCP agreements usually include an annual mileage limit. A common limit is 6,000 miles per year, with excess mileage charges applicable if you exceed this (e.g., 8p per mile).
Important PCP Finance Details:
- Finance Provider: Finance is typically provided by a financial services company, such as Mobilize Financial Services.
- Status and Terms: Finance is subject to status, meaning your creditworthiness will be assessed. Guarantees and indemnities may be required. Terms and conditions always apply, so read the fine print carefully.
- Eligibility: You usually need to be a UK resident (excluding Channel Islands) and over 18 to qualify for car finance.
- Offer Availability: Specific finance offers are often time-limited and may apply to vehicles ordered and registered within certain dates. Check with your Dacia dealer for the most current offers.
- Dealer Role: Dacia dealers act as credit brokers and not lenders. They may receive commission from lenders, but this should not affect the interest rate you pay.
30-Day Money-Back Guarantee (Check Current Offers)
While not directly related to finance, a 30-day money-back guarantee can provide peace of mind when purchasing a new car. Dacia has previously offered such guarantees under specific conditions. If available, it typically works as follows:
- Validity Period: The guarantee is valid for 30 full days from the registration date, with a mileage limit (e.g., 500 miles).
- Eligibility: Usually for private retail customers who purchase through the Dacia UK Online Store.
- Notification: You must notify Dacia of your intent to return the vehicle via their specified channels (e.g., live chat on their website) within the 30-day period.
- Return Conditions: The vehicle must be returned in its original condition (fair wear and tear excepted), with all keys and documents. Damaged or modified vehicles are not accepted.
- Refund Process: Refunds are processed after the vehicle’s registration document (V5) is received by the retailer. Part-exchange vehicles are not returned, but their trade-in value is refunded.
- Exclusions: You cannot have made a previous return under the guarantee within the last 12 months.
- Offer Changes: Dacia reserves the right to modify or withdraw the offer at any time.
Disclaimer: This information is based on a representative finance example and general terms of a previous 30-day guarantee offer. Current offers and details for the 2024 Dacia Duster may vary. Always consult with your Dacia dealer for the most up-to-date finance options, guarantee terms, and specific details related to the 2024 Dacia Duster model you are interested in.
